External Link
You are about to leave myNYCB.com and access a site administered by a third-party. The site you are going to may have different privacy and security policies.
We recommend that you review these policies on the linked site. If you choose to proceed, a new browser window will open. To return to myNYCB.com, close the new browser window.

My Community Military Checking

Exclusive checking account for active and former military personnel with relationship benefits, including discounts and fee waivers on a variety of services and the ability to earn an additional 0.10% interest rate on new, eligible linked CDs.

Minimum to Open


Monthly Fee


Rewards Options

Yes, Rewards are available.

Overdraft Protection

Free Overdraft Shield protection service2

Statement Options​
Monthly statements unless there is no activity, then quarterly.  
Go paperless with e-Statements.
​Account Benefits

​Ability to earn an additional 0.10% interest on new, eligible Certificate of Deposit (CD) Accounts

Six free non-NYCB ATM transactions per statement cycle1

Free stop payments

Free Official Checks and standard Money Orders

Free incoming wire transfers

Free standard checks - one box per year3

Mortgage closing costs discount available from a minimum of $750 up to $1,500 for purchase mortgages and certain refinances of existing mortgages (other restrictions apply, see terms and conditions for details).4

Free safe deposit box (where available)5


An annual $125 charitable donation to Pets for Vets in your honor as a way to thank you for your service to our country6

Additional Information​
Depositor must be active or former military personnel.
For complete terms and conditions, fee schedules and more details, please speak with a branch representative.
There will be a fee if your account is closed within 180 days of opening.
How to Apply

Visit your local branch.

1 Fees may be charged by non-NYCB ATMs.
2 Conditions apply.
3 One free box per calendar year of single and duplicate category D and Let Freedom Ring and Heroes style checks.
4 To qualify, you must be the primary or joint owner of a My Community Military Checking account when purchasing or refinancing a residential mortgage with New York Community Bank and enroll in the Bank’s automatic mortgage payment service using your My Community Military Checking account. For a new purchase mortgage, or refinance of an existing mortgage from a bank or lender other than New York Community Bank, the closing costs discount is the greater of $750 or 0.375% multiplied by your loan amount (up to $1,500.00 or as set forth below). The closing costs discount for refinancing an existing Bank mortgage is $300. The calculated closing cost discount will be applied only to third party closing costs due at closing. If the calculated closing costs discount exceeds the third party closing costs due at closing, then the discount will be limited to the total amount of the third party closing costs. The Bank retains the right to cancel your automatic mortgage payment service if you fail to properly fund the qualifying checking account to cover your mortgage loan payments twice within any six-month period during the term of the automatic mortgage payment service. See terms and conditions for additional rules. The mortgage closing costs discount is not available on all mortgage products and is subject to change. All loans are subject to credit approval. Product availability and offers are subject to change. Not all products are available in all states. Mortgages are originated through New York Community Bank (NMLS #249276, MD #21548), an affiliate of New York Commercial Bank.
5 Not FDIC insured.
6 Charitable donation of $125 per year, eligible on the anniversary of opening the My Community Military Checking account, made by the bank in your honor to the Pets for Vets charity when you set up and receive qualifying direct deposits totaling $500 or more each month. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other governmental benefit. The donation is not tax deductible.
Benefits of all Checking Accounts
How can I access my account?

Have a Question?
Call customer service at
1 (877) 786-6560
Help for Homeowners
with payment difficulties

The Divisions of New York Community Bank

Queens County Savings Bank​

Established on April 14, 1859 in the village of Flushing, Queens County Savings Bank was the first savings bank chartered by the State of New York in the New York City borough of Queens. Until then, local residents would need to travel to Manhattan to do their banking; the opening of the borough’s first local bank was accordingly met with elation and relief.

While the bank expanded here and there over the course of the next 14 decades, its greatest growth occurred in just the last 15 years. In anticipation of expanding its franchise through the first of several mergers, the Bank changed its name to New York Community Bank on November 21, 2000. By the end of that year, NYCB had grown from 14 to 86 branches; today, it has more than 220 branches in five states.

In deference to its heritage as a Queens-based institution, the Community Bank operates each of its 38 branches in the county under its original name, Queens County Savings Bank.

Roslyn Savings Bank

Established in 1875, The Roslyn Savings Bank was the first financial institution headquartered in Nassau County, one of two counties--with Suffolk--that constitute Long Island, New York. Its founders wanted to build a bank that would provide the Island’s residents with a safe place for their savings, as well as the financial assistance they’d need to build or purchase homes.

A member of the NYCB Family of Bank since October 31, 2003, Roslyn Savings Bank today serves the Island’s businesses and consumers through 42 conveniently placed branch offices.

Richmond County Savings Bank

A member of the NYCB Family of Banks since July 31, 2001, Richmond County Savings Bank is the third oldest of our divisions, with roots that go back to October 30, 1886. It was then that the bank was established to serve those who lived and worked on Staten Island, and it was less than one year later that it made its first mortgage loan.

Today, nearly every street on the Island has at least one home that was financed by Richmond County Savings Bank.

Originally located in the Odd Fellows Building at the corner of Richmond Terrace and Broadway, the Bank today has 20 convenient banking locations in all.

Roosevelt Savings Bank

Roosevelt Savings Bank was established in 1895 on the corner of Gates Avenue and Broadway in Brooklyn under the name “Eastern District Savings Bank.” In 1920, the bank changed its name to honor the memory of the nation’s 26th president, Theodore Roosevelt.

In February 1999, Roosevelt Savings Bank merged with and into Roslyn Bancorp, which merged with and into New York Community Bancorp, Inc. in October 2003.  Today, Roosevelt Savings Bank serves its customers through seven branches in Brooklyn as a member of the NYCB Family of Banks.

Garden State Community Bank

Garden State Community Bank has been a member of the NYCB Family of Banks since March 2008, when we combined all the branches of four smaller New Jersey-based divisions--First Savings Bank of New Jersey, Ironbound Bank, Penn Federal Savings Bank, and Synergy Bank—into a single division with a highly relatable name.

While Penn Federal Savings Bank and Synergy Bank were directly acquired in 2007, First Savings Bank of New Jersey and Ironbound Bank were acquired in 1999 by Richmond County Financial Corp., which subsequently merged with NYCB.

By combining the strengths of these four local banks with the strengths of our institution, we established a Garden State community bank that offers more products and services, and more convenient locations, than any one of these banks provided on its own.

Today, we serve our customers through 45 branches in Essex, Hudson, Mercer, Middlesex, Monmouth, Ocean, and Union Counties, most of which first opened their doors nearly 14 decades ago.

AmTrust Bank

AmTrust Bank is one of the more recent additions to a respected banking family that has been serving customers and communities for more than 156 years.

The first branch of AmTrust Bank opened its doors in the late 1980s, when Ohio Savings Bank opened the first of its branches in south coastal Florida under the “AmTrust Bank” name. Eleven years later, it expanded again--this time to Arizona--and on December 4, 2009, it joined the NYCB Family of Banks. With our acquisition of Desert Hills Bank less than four months later, we further expanded our franchise in the Grand Canyon State.

Currently in its seventh year as an NYCB division, AmTrust Bank serves its customers through 41 convenient branches: 14 in central Arizona and 27 in Florida.

Ohio Savings Bank

Ohio Savings Bank is one of the more recent additions to a respected banking family that has been serving customers and communities for more than 156 years.

Established in 1889 as the Ohio Savings Home Loan and Building Co., the bank’s initial expansion was limited to Ohio until it opened its first Florida branch in 1989. Eleven years later, it expanded again, this time to Arizona. And seven years later, it changed its name to AmTrust Bank.

On December 4, 2009, AmTrust Bank became the newest member of our banking family, the first of our divisions to serve customers in non-contiguous states. Four months later, we elected to pay tribute to its forebear, by operating our 28 branches in Ohio under a more suitable name: Ohio Savings Bank.

To learn about our commercial bank, visit

New York Commercial Bank 

© 2017 New York Community Bank ® All Rights Reserved   |   New York Community Bank (NMLS# 249276, MD# 21548). Click here to view NMLS Consumer Access. 
FDIC Insured Equal Housing Lender