A personal checking account which provides unlimited check writing while enabling you to save money on fees.
|Minimum to Open
None; comes with e-Statements1
Yes, Rewards are available.
Yes, Overdraft Shield is available.
Monthly statements unless there is no activity, then quarterly.
Depositor must be 18 years of age or older.
For complete terms and conditions, fee schedules and more details, please speak with a branch representative.
There will be a fee if your account is closed within 180 days of opening.
How to Apply
Visit your local branch.
1My Community Free Checking account is available for personal accounts only. You must sign up for Free NYCB Online Banking and consent to electronic delivery of disclosures and statements in order to open and/or maintain the My Community Free Checking account. No maintenance and activity fees apply. For complete terms and conditions speak with a branch representative. My Community Free Checking accounts with a Visa® Debit Card are automatically enrolled in the Rewards Program. The bank is not responsible for typographical errors. Offer may be withdrawn at the discretion of the bank at any time.