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30-Year Fixed-Rate Home Loan

Mortgage Building blocks

Many people choose a 30-year fixed-rate home loan1 to turn their dream of homeownership into a reality. Why? Because a fixed interest rate means your monthly principal and interest payments stay the same over the life of the loan. And because having 30 years to repay it makes homeownership more affordable. This type of home loan is also fully amortized, which means the last payment will pay off the loan in full.

Features and benefits:

  • Competitive fixed interest rate
  • Steady monthly principal and interest payment
  • No prepayment penalty or fee
  • Home loan officer
  • Convenient online application process

Start today and apply for a 30-year fixed-rate home loan from New York Community Bank, a division of Flagstar Bank, N.A.

Programs for qualified borrowers. All borrowers subject to credit approval, underwriting approval and lender terms and conditions. Programs subject to change without notice. Some restrictions may apply. Not a commitment to lend. A loan advisor will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.