My Community SimplyOne Checking
Whether it's your first checking account or you don't qualify for a traditional checking account, our My Community SimplyOne Checking is designed for everyone! Certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account. With this checkless account you'll only be able to spend what's in your account and never be charged overdraft or non-sufficient funds (NSF) fees. Our digital services make it easy and convenient for you to pay your bills, pay people, transfer funds and make deposits.
Account Features
- Checkless Account
- No overdraft fees
- $1.00 minimum to open
- $5 monthly service fee
- Enrollment in Even >More Rewards Program1
Simplify your banking
- Free NYCB Debit Card2
- NYCB Online with bill pay
- NYCB Mobile with mobile deposit
- Send money with Zelle®
- Paper or eStatements
Information needed to open your account
Be sure to have the following information available to complete your account application.
- Social Security Number or Tax Identification Number
- Valid U.S. Address
- Form of identification
Visit a branch to
open your account today!
FIND A BRANCH
Questions?
View our Frequently Asked Questions
1Even >More Rewards program applies to the My Community Simply One Checking account. Restrictions apply.
2Fees may apply and certain restrictions apply.
Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.