My Community Basic Checking
- No Overdraft Fees for Non Sufficient (NSF), Uncollected (UCF) and Unavailable Funds
- $1.00 to open
- Unlimited check writing
- $2.00 monthly maintenance fee
- Overdraft Shield Available
- Enrollment in Even >More Rewards Program
Simplify your banking
- Free NYCB Debit Card
- NYCB Online
- NYCB Mobile with mobile deposit
- View e-Statements and e-Documents
Information needed to open your account
Be sure to have the following information available to complete your account application.
- Social Security Number or Tax Identification Number
- Valid U.S. Address
- Form of identification
Open an account online or visit a
branch to open your account today!
View our Frequently Asked Questions
My Community Basic Checking is available for personal accounts only and has a $2.00 monthly account maintenance fee. Offer may be withdrawn at the discretion of the bank at any time.