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Mortgage Building blocks

Home loan options to meet your needs.

When it comes to getting a home loan, you have a lot of choices. You can count on New York Community Bank, a division of Flagstar Bank, N.A. to help you sort through your options and find the right home loan for your family and your finances. For more than 150 years, we’ve provided products and services to meet the changing financial needs of our customers. Now, when it comes to the purchase of your home, we have the solutions to meet virtually any need.
Our experienced home loan team will be with you every step of the way, from application to closing. Apply for a home loan today or use our Mortgage Home Loan Calculators to get a general idea about monthly payments, closing costs, and how much you can borrow.

Our Most Popular Home Loans

30-Year Fixed-Rate
Home Loan

It’s predictable and affordable, making this loan a popular choice among borrowers.

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Federal Housing Administration (FHA) 30-Year Fixed-Rate Home Loan

Borrowers benefit from low to no down payments and flexible qualifications with a home loan backed by the Federal Housing Administration.

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Get Started with Finding the Home Loan that’s Right for You

Current NYCB Mortgage Customers

Select one of the below links to learn how to access your mortgage online, set up automated payments or how to inquire about mortgage payment assistance. If you are in need of additional information regarding your current NYCB Mortgage, please feel free to call our Customer Contact Center at (888) 696-4444.

Programs for qualified borrowers. All borrowers are subject to credit approval, underwriting approval, and lender terms and conditions. Programs subject to change without notice. Some restrictions may apply. Not a commitment to lend.

New York Community Bank, a division of Flagstar Bank N.A., is committed to treating all consumers fairly, consistently and equitably in its lending, banking and service practices. It is the Bank's policy to comply with all applicable fair lending laws and to treatment all credit applicants equally and without regards to race, color, religion, national origin, age, sex, gender identity, marital status- including same-sex, sexual orientation, disability, income derived from any public assistance program, or an applicant's exercise of any right under the Consumer Credit Protection Act, as we provide quality financial services to existing and prospective customers.

New York Community Bank, a division of Flagstar Bank N.A., is committed to promoting the availability of credit to consumers and providing applicants with fair and equal treatment throughout the credit and banking processes. The Bank will not tolerate discrimination by any of its officers, employees, or agents against any applicant or borrower in any aspect of a consumer or commercial credit transaction as embodied in the Equal Credit Opportunity Act and the Fair Housing Act.