Programs for qualified borrowers. All borrowers are subject to credit approval, underwriting approval, and lender terms and conditions. Programs subject to change without notice. Some restrictions may apply. Not a commitment to lend.

New York Community Bank, a division of Flagstar Bank N.A., is committed to treating all consumers fairly, consistently and equitably in its lending, banking and service practices. It is the Bank's policy to comply with all applicable fair lending laws and to treatment all credit applicants equally and without regards to race, color, religion, national origin, age, sex, gender identity, marital status- including same-sex, sexual orientation, disability, income derived from any public assistance program, or an applicant's exercise of any right under the Consumer Credit Protection Act, as we provide quality financial services to existing and prospective customers.

New York Community Bank, a division of Flagstar Bank N.A., is committed to promoting the availability of credit to consumers and providing applicants with fair and equal treatment throughout the credit and banking processes. The Bank will not tolerate discrimination by any of its officers, employees, or agents against any applicant or borrower in any aspect of a consumer or commercial credit transaction as embodied in the Equal Credit Opportunity Act and the Fair Housing Act.