Skip to main content

Home Equity Solutions

Man standing near a window

Choose a solution that's right for you - Home Equity Loan or Line of Credit


The equity in your home can be a great way to pay for a big project or unexpected expense. We offer a variety of home equity loans and home equity lines of credit that can help.

Home Equity Loan

  • Receive the entire loan at once
  • Fixed interest rate
  • Fixed monthly payment
  • No prepayment penalty

Home Equity Line of Credit

  • Draw funds as needed
  • Variable interest rate
  • Access your HELOC by check, in person, or by phone.

To learn more about whether a Home Equity Loan or Line of Credit is right for your needs, stop by a branch today!
Find a Branch

All lending will be fulfilled and serviced through Flagstar Bank.


Flagstar Home Equity Line of Credit (HELOC) is a variable rate, revolving line of credit secured by primary residence and second home. Offer not valid in Texas, Puerto Rico, or the U.S. Virgin Islands.

Programs for qualified borrowers. All borrowers are subject to credit approval, underwriting approval, and lender terms and conditions. Programs subject to change without notice. Some restrictions apply. Not a commitment to lend.

The Annual Percentage Rate is based on the Wall Street Journal Prime Rate (index) at the time of account opening, plus a margin determined by credit score, property location, combined loan to value, lien position and other factors. The Annual Percentage Rate, fees and charges vary by product and property state.

NMLS# 417490