$350
when you open a new checking account.
Come for the bonus. Stay for the service.
Build a lasting relationship with a bank you can count on—and get a cash bonus up to $350.
Hurry! Offer expires October 21, 2023.
Two ways to get started
$250
Cash Bonus
My Community Free Checking1
Simplified Checking
with no monthly
service fees!3
APPLY ONLINE
OR
OPEN AT A BRANCH
$350
Cash Bonus
My Community Interest Checking1,2
Checking that earns interest!
Monthly maintenance fee waived with a daily balance of $500.
APPLY ONLINE
OR
OPEN AT A BRANCH
1
Choose your account.
Open a My Community Free Checking account with $1 or more or a My Community Interest Checking account with $100 or more.
2
Meet these requirements.
Maintain an average daily balance of $500 or more for the first 90 days.
AND
Have one or more direct deposits (ACH credits) totaling $500 or more in the first 90 days.
3
Get your bonus!
You will receive a bonus credit in your new account 91 - 104 days after the account's initial funding.
Both accounts come with
56,000 fee-free4 ATMs
NYCB Online and
Mobile Banking
Unlimited check
writing
Free NYCB Debit Card
Why bank with us?
Flagstar Bank, N.A. includes the following divisions:
Queens County Savings Bank • Roslyn Savings Bank • Richmond County Savings Bank
Roosevelt Savings Bank • Atlantic Bank • Garden State Community Bank
Ohio Savings Bank • AmTrust Bank
1 The bonus offer applies to new consumer checking customers only and to new My Community Free Checking accounts opened with $1.00 or more or My Community Interest Checking opened with $100.00 or more during the promotional period running from June 15, 2023 through October 21, 2023. A bonus credit of $250.00 for My Community Free Checking or $350.00 for My Community Interest Checking will be rewarded 91-104 days after an initial deposit made to the new account (account funding) opened and within 90 calendar days of the account funding (bonus period) the following occurs: 1) maintain an average daily balance of $500.00 or more; AND 2) have one or more direct deposits (ACH credits) totaling $500.00 or more. This offer is limited to one checking bonus per household. Reclamation of bonus may be imposed for accounts closed within 180 days. Flagstar Bank, N.A. employees and officers are not eligible for this offer. If you have been paid a checking cash bonus previously, you are ineligible to receive this offer. Receiving this offer does not guarantee your eligibility. All account applications are subject to our normal approval process. Area restrictions may apply. For tax purposes, at the end of the year you will receive an IRS form from Flagstar Bank, N.A. Bonus will be reported as interest income. Offer subject to change or cancellation at any time without notice.
2 Annual Percentage Yields (APYs) for the My Community Interest Checking account are accurate as of June 15, 2023, and are subject to change without notice. The minimum balance to open and earn interest is $100.00. For daily balances of $100.00–$999.99, the APY is 0.01%; for daily balances of $1,000.00–$4,999.99, the APY is 0.01%; for daily balances of $5,000.00–$9,999.99, the APY is 0.01%; for daily balances of $10,000.00–$24,999.99, the APY is 0.01%; for daily balances of $25,000.00–$49,999.99, the APY is 0.01%; for daily balances of $50,000.00 and above, the APY is 0.01%. Fees could reduce earnings.
3 To maintain the My Community Free Checking you must consent to electronic delivery of disclosures and e-statements. Otherwise, the account will be converted to a My Community Basic Checking account with a $2.00 monthly account maintenance fee.
4 Currency conversion fee may apply to transactions outside the U.S.