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About Us

The NYCB Family of Banks logoWith assets of $46.7 billion at December 31, 2013, New York Community Bancorp, Inc. is the holding company for New York Community Bank, a New York State-chartered savings bank serving customers throughout Metro New York, New Jersey, Florida, Ohio, and Arizona; and New York Commercial Bank, a New York State-chartered commercial bank serving consumers and businesses in the New York City boroughs of Manhattan, Queens, and Brooklyn, and the counties of Nassau, Suffolk, and Westchester – all in New York.

New York Community Bank ranks among the largest thrifts in the nation and is one of the leading thrift depositories in most of the markets we serve. Our roots go back to 1859, when we were chartered by the State of New York in Queens, a borough of New York City. Since then, we have grown from a single branch in Flushing to 242 branch offices in five states!

In New York, we operate 125 branches of the Community Bank through four local divisions, reflecting the growth of our franchise through a series of mergers with other local thrifts: Queens County Savings Bank, with 38 branches in Queens County; Richmond County Savings Bank, with 22 banking offices on Staten Island; Roosevelt Savings Bank, with nine branches in Brooklyn; and our largest division, Roslyn Savings Bank, with 52 locations in Nassau and Suffolk counties on Long Island. We also operate two branches each in the Bronx and Westchester County that operate directly under the name “New York Community Bank".

In New Jersey, we serve our customers through our Garden State Community Bank division, with 48 branches in Essex, Hudson, Mercer, Middlesex, Monmouth, Union, and Ocean counties.

With the acquisition of the deposits and certain assets of AmTrust Bank in December 2009, we added two new divisions to our banking family: AmTrust Bank, which serves our customers in Florida and Arizona, and Ohio Savings Bank, which serves our customers through 28 branches in the Buckeye State. Our 27 branches in Florida are largely located in the state's southern and coastal counties, while our 14 branches in Arizona are primarily located in the central part of the state. Included in that network are three branches in Yavapai County that were acquired in connection with our Desert Hills Bank transaction in March 2010.

We operate our branches with an emphasis on convenience, with 259 locations that feature 24-hour ATM banking, and 227 of our Community Bank branches open at least six days a week. We also offer our customers 24-hour access to their accounts with online banking, and the ability to bank 24/7 by phone.

New York Commercial Bank traces its roots to the mid 1920s, when our Atlantic Bank division was established to meet the needs of consumers and small businesses in the city of New York. Today, New York Commercial Bank has 30 branches, including 18 that operate under the name Atlantic Bank.

For more information regarding New York Commercial Bank, visit us on the web at www.NewYorkCommercialBank.com.
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The Divisions of New York Community Bank

Queens County Savings Bank​

Established on April 14, 1859 in the village of Flushing, Queens County Savings Bank - the forebear of New York Community Bank - was the first savings bank chartered by the State of New York in the New York City borough of Queens. Prior to its establishment, residents of Queens had no choice but to travel to Manhattan for their banking; the new bank was a welcome addition to the borough, and its opening greeted with both elation and relief.

More than 150 years later, Queens County Savings Bank fills a need no less urgent, providing customers with unparalleled convenience, and a vast array of products and services to meet their financial needs. Queens County Savings Bank is today the second largest thrift depository in the borough, with 32 traditional branches, five in-store branches, a customer service center, and 31 24-hour ATM locations.

Roslyn Savings Bank

Established in 1875, The Roslyn Savings Bank was the first financial institution to be headquartered in Nassau County, New York. Its founders wanted to build a bank that would provide Long Island residents with a safe place for their savings and the financial assistance they needed to build or purchase their homes.

Today, Roslyn Savings Bank is among the largest thrift depositories on Long Island, with 32 traditional branches, 19 in-store branches, a customer service center, and forty-eight 24-hour ATM locations. A member of the NYCB Family of Banks since October 31, 2003, Roslyn Savings Bank is the largest of our divisions in the Metropolitan New York region, with 52 branch locations serving customers in Nassau and Suffolk counties.

Richmond County Savings Bank

A member of the NYCB Family of Banks since July 2001, Richmond County Savings Bank has been serving those who live and work on Staten Island since October 30, 1886. The Bank made its first home mortgage loan on March 4, 1887; today, nearly every street on the Island has at least one home that was financed by the Bank.

Originally located in the Odd Fellows Building at the corner of Richmond Terrace and Broadway, the Bank now has 22 convenient banking locations on the Island-including 16 traditional branches, five in-store branches, a customer service center and twenty-four 24-hour ATM locations.

Roosevelt Savings Bank

Roosevelt Savings Bank was established in 1895 on the corner of Gates Avenue and Broadway in Brooklyn, under the name "Eastern District Savings Bank." In 1920, the name was changed to honor the memory of the nation's 26th president, Theodore Roosevelt.

A member of the NYCB Family of Banks since October 31, 2003, Roosevelt Savings Bank today serves its customers through five traditional and four in-store branches, and eight 24-hour ATM locations.

Garden State Community Bank

The branches of Garden State Community Bank have roots that extend as far back as the late 1800s, when they were operated by four local savings banks that merged with and into New York Community Bank in 2001 and 2007: Penn Federal Savings Bank and Synergy Bank joined our family of banks in 2007, and First Savings Bank of New Jersey and Ironbound Bank joined our family of banks in 2001.

By combining the strengths of these local banks with the strengths of our institution, we have established a Garden State community bank that features more convenience and service, more products, and more locations than any one of these banks provided on their own. The saying “There’s strength in numbers” surely applies to our Garden State Community Bank division, which has 48 branches in seven New Jersey counties at this time.

AmTrust Bank

AmTrust Bank and Ohio Savings Bank are the two most recent additions to a respected banking family that has been serving customers and communities for more than 150 years.

As Divisions of New York Community Bank, AmTrust Bank and Ohio Savings Bank together account for 69 of our 272 branches—27 in southern Florida, 14 in central Arizona, and 28 in northeast Ohio, where AmTrust was established as Ohio Savings Home Loan and Building Co. in 1889.  Our franchise in Arizona includes 11 branches of AmTrust Bank acquired in December 2009 and three branches of the former Desert Hills Bank that were acquired in March 2010.

For most of its 120 years, Ohio Savings Bank was strictly based in Ohio.  In 1989, it expanded to Florida, where the AmTrust Bank name got its start.  In 2000, the first AmTrust Bank branch was opened in Arizona.  And in 2007, the Ohio Savings Bank name was retired so that all of its branches would operate under the AmTrust Bank name.

In April 2010, the Ohio Savings Bank name was restored to our branches in Ohio, a sign of respect for a bank that served its customers and communities for 120 years.

Ohio Savings Bank

AmTrust Bank and Ohio Savings Bank are the two most recent additions to a respected banking family that has been serving customers and communities for more than 150 years.

As Divisions of New York Community Bank, AmTrust Bank and Ohio Savings Bank together account for 69 of our 272 branches—27 in southern Florida, 14 in central Arizona, and 28 in northeast Ohio, where AmTrust was established as Ohio Savings Home Loan and Building Co. in 1889.  Our franchise in Arizona includes 11 branches of AmTrust Bank acquired in December 2009 and three branches of the former Desert Hills Bank that were acquired in March 2010.

For most of its 120 years, Ohio Savings Bank was strictly based in Ohio.  In 1989, it expanded to Florida, where the AmTrust Bank name got its start.  In 2000, the first AmTrust Bank branch was opened in Arizona.  And in 2007, the Ohio Savings Bank name was retired so that all of its branches would operate under the AmTrust Bank name.

In April 2010, the Ohio Savings Bank name was restored to our branches in Ohio, a sign of respect for a bank that served its customers and communities for 120 years.

To learn about our commercial bank, visit

New York Commercial Bank 


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