† Even >More Rewards program is available for personal checking accounts only. Restrictions apply. Eligible personal checking accounts with a Visa® check card are automatically enrolled in the Even >More Rewards Program. No minimum monthly balance requirement to participate. Customer must accumulate a minimum of 2,000 Reward Points ($20 in cash) before becoming eligible for redemption. Points will be accumulated for all Debit Card transactions of $20 or more. A value of 25 points ($0.25 in cash) will be awarded for each qualified signature Debit Card transaction of $20 or more. A value of 10 points ($0.10 in cash) will be awarded for each qualified PIN Debit Card transaction of $20 or more. ATM transactions do not qualify. Maximum $500 in Cash Rewards may be earned in any calendar year (50,000 Even >More Reward Points). Even >More Reward Points earned after the customer reaches the $500 annual Cash Reward maximum will be carried over automatically into the next calendar year and credited to the customer’s account. If the account is closed or in the event the Even>More Rewards Program is discontinued, any existing accumulated points that do not qualify for cash rewards would be forfeited. Please contact any branch or call 516-683-4408 or 718-448-7272 for complete details on eligible NYCB personal checking accounts with Even >More Rewards, terms and conditions.